SMARTSMB ADVISORY LIMITEDFRACTIONAL FINANCE DIRECTOR FOR SMEs

The 3-Number Business Health Check

A free 5-minute self-assessment for founders who want the truth about their numbers

Most founders are working hard but can't say for certain whether the business is actually profitable, how long the cash on hand will last, or which sales are quietly losing money. Answer honestly, using your most recent full month — your results calculate automatically as you type.

1

Profit vs. Revenue

Revenue is everything that came into the business. Profit is what's left after every cost is paid — and it's the number that actually determines whether the business is winning.

FORMULAProfit = Revenue − Costs
Your profit this month:₦0
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2

Cash Runway

If no more money came in from today, how many months could the business keep operating on the cash currently sitting in the account?

FORMULACash Runway = Cash on Hand ÷ Average Monthly Spend
Your cash runway:0 months
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3

True Margin Per Sale

Not every sale is equally profitable. This is what's actually left from one typical sale after the direct cost of delivering it — before overheads.

FORMULATrue Margin = Sale Price − Direct Cost of Delivery
Your true margin on that sale:₦0
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